At Putnam County Title Insurance Agency we provide residential and commercial title insurance through Fidelity National Title Insurance Company.
WHAT IS TITLE INSURANCE?
Title insurance provides coverage for certain losses due to defects in the title that occurred prior to your ownership. The seller can give you only those rights that have been previously received by him/her with good title. Title insurance protects against such prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.
Why do I need Title Insurance?
When you buy a home, or any property for that matter, you expect to enjoy certain benefits from ownership. For example, you expect to be able to occupy and use the property as you wish, to be free from debts and obligations not created or agreed to by you, and to be able to freely sell or pledge your property as a security for a loan.
Title insurance is designed to cover these rights you bargained for.